I recommend that before you begin your search, you begin the loan pre-approval process. Getting pre-approved requires that a lender verify your financial information, and it serves as their commitment to lend a specified amount based on that information. It will give you a number of advantages:

• First - When you do find a property, sellers will take your offer more seriously given that you have a lender that has committed to backing your offer.
• Second - It does give the assurance that you're looking at homes in a price range you can confidently afford to finance. Your efforts will be focused on properties that match your financing abilities.
• Third - You'll have an edge over other buyers who aren't pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.

I'm eager to help you get pre-approved. For your convenience we also offer BEST MORTGAGE RESOURCE, which is available in in our local office or any other lender. If you're interested, please click here or call me to find out how to get pre-approved.